Personal Banking Solutions

Personal Checking

Personal Checking

  • Checking account designed for personal clients with basic checking needs.
  • Free internet banking with bill pay.
  • First order of basic checks at no charge.
  • Minimum opening deposit of $100 is required.
  • There is no minimum balance requirement on this account.
  • No transaction limitations apply to this account.

Personal Interest Checking (NOW)

  • An interest bearing checking account designed for personal clients.
  • Free internet banking with bill pay.
  • Minimum opening deposit of $100 is required.
  • A maintenance fee of $10.00 will be imposed every month if the average daily balance for the month falls below $1,000.00.
  • No transaction limitations apply to this account.

Preferred Checking

  • Free checking account designed for individuals who have obtained the age of 50 years or older.
  • Free internet banking with bill pay.
  • Free basic checks.
  • Minimum opening deposit of $100 is required.
  • There is no minimum balance requirement on this account.
  • No transaction limitations apply to this account.

Money Market and Saving Accounts:

Personal Tiered Money Market Account

  • Free internet banking with bill pay.
  • Tiered variable interest rate structure based on the daily balance method:
    • $0 up to $10,000
    • $10,000 up to $25,000
    • $25,000 up to $50,000
    • $50,000 up to $100,000
    • $100,000 up to $250,000
    • $250,000 up to $500,000
    • $500,000 an up
  • Monthly maintenance fee of $10.00 will be imposed every month if the average balance for the month falls below $2,500.00.
  • Minimum opening deposit of $100 is required.
  • Transaction limitations apply.

Statement Savings

  • Free internet banking with bill pay.
  • Variable interest rate account based on the daily balance method.
  • Minimum opening deposit of $100 is required.
  • Quarterly maintenance fee of $10.00 will be imposed every quarter if the average daily balance for the quarter falls below $300.00.
  • Transaction limitations apply.

Minor Savings

  • Free internet banking with bill pay.
  • Variable rate account based on the daily balance method for clients under the age of 18.
  • Minimum opening deposit of $10 is required.
  • No minimum balance requirement.
  • Transaction limitations apply.

Individual Retirement Accounts and Certificates of Deposit

Individual Retirement Accounts (IRA CDs)

  • Free internet banking with bill pay.
  • The perfect deposit product if you do not require immediate access to your retirement funds and want to earn a higher rate of interest.
  • IRA CD terms from 12 months to 60 months.
  • Competitive interest compounded daily.
  • Automatic renewal at maturity.
  • Early withdrawal penalties may apply.

Money Market IRA

  • Free internet banking with bill pay.
  • Variable rate account based on the daily balance method.
  • Minimum opening deposit of $100 is required.
  • Maintenance fee of $10.00 will be imposed every month if the average daily balance for the month falls below $2,500.
  • Transaction on this account are allowed only in the form of distributions or authorized rollovers.

Certificates of Deposit (CDs)

  • The perfect deposit product if you do not require immediate access to your funds and you want to earn a higher rate of interest.
  • CD Terms from 3 months to 60 months
  • Competitive Interest Compounded Daily
  • Automatic Renewal at Maturity
  • Early Withdrawal Penalties May Apply

Additional Products

Online Banking with Bill Pay

Free online banking with bill pay to individuals and business clients. The Bank of Commerce gives you secure access to your funds and information about your accounts from any computer, smart phone or tablet with an internet connection 24 hours a day, 7 days a week. Manage your accounts from anywhere with these easy to use features:

  • Pay bills to anyone in the U.S.   
  • Balance your accounts online.
  • Receive electronic statements (both loan and deposit accounts)
  • Transfer funds immediately or schedule future transfers
  • View your transaction history
  • View images of cleared checks (front and back)

Personal Debit Cards

The Bank of Commerce Visa® debit card provides convenient access to your account.

Safe Deposit Boxes

Offers you piece of mind in knowing your valuables are safe and secure.

Personal Credit Cards

A Choice of Three Cards

There are three Platinum Credit Cards to meet individual priorities and lifestyles. Platinum Classic, Platinum Payback and Platinum Preferred. Earn Cash Back on your Platinum Payback Card or earn points on your Platinum Preferred Card. Your Rewards, Your Choice. You are automatically enrolled and begin earning cash or points with your first purchase. Apply today and begin realizing the benefits of a card that delivers true convenience, support and value.

Platinum Classic
Platinum Classic Card
  • Experience immediate savings thanks to competitive Annual Percentage Rates.
  • Get online access to all of your spending information for increased financial control.
  • Insure and protect yourself with extensive security and travel assistance services

 

Platinum Preferred
Platinum Preferred Card
  • Experience all of the benefits of the Platinum Card while putting your purchases to work for you with the Platinum Payback Card. The cost of living is unavoidable. Cash Back is a bonus!
  • Earn 1% Cash Back on all your qualifying purchases.
  • Cash Back is redeemable at any time via the Payback Rewards website in $25 increments.

 

Platinum Payback
Platinum Payback Card
  • The Platinum Preferred Card is designed to make every dollar you spend count. Earn points on everyday purchases redeemable for airfare, merchandise and gift card rewards.
  • Opportunity to earn double and triple reward points on qualifying everyday purchases.*
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

 

For more information on these products and services please contact a banker today at 941-373-0522. Let us show you how we make banking Simply Better!