Business Banking Solutions

Business Checking

Small Business Checking

  • Free checking account designed for small businesses with a lower volume of transactions.
  • Minimum opening balance of $100 is required.
  • There is no minimum balance required on this account.
  • No charge for the first 250 items processed in any combination per statement cycle. If over 250 items are processed per statement cycle, a $0.25 per-item fee will be imposed.

Small Business Interest Checking

  • An interest bearing checking account designed for small businesses with a lower volume of transactions.
  • Minimum opening balance of $100 is required.
  • A maintenance fee of $15.00 will be imposed every month if the average daily balance for the month falls below $5,000.00.
  • No charge for the first 150 items ($0.25 for each additional item presented)

Business Interest Checking (NOW)

  • An interest bearing checking account designed for businesses with a larger volume of transactions.
  • Minimum opening balance of $100 is required.
  • A maintenance fee of $15.00 will be imposed every month if the average daily balance for the month falls below $5,000.00.
  • No charge for the first 50 checks paid ($.15 for each additional check paid).
  • No charge for the first 50 deposits ($.25 for each additional deposit).
  • No charge for the first 150 deposited items ($.10 for each additional item deposited).

Commercial Checking

  • Analysis based checking account.
  • Minimum opening balance of $100 is required.
  • A monthly maintenance fee of $12.00 will be imposed in not offset by account analysis (earnings credit rate). Please refer to rate sheet for the current earnings credit rate.

Cash Management Services

Account Recon Positive Pay Advantage

Account Recon Positive Pay Advantage is an online banking solution that provides you with additional check fraud protection. Account Recon Advantage allows for account monitoring and balancing.

Positive Pay Advantage matches checks presented for payment with the information on posted transactions. In the event of a mismatch, exceptions are generated so you can review and make decisions on them.

Remote Deposit Capture

With our remote deposit service, you can make your bank deposits quickly right from your office. Save time by not making trips to the Bank. Simply run the checks through your remote deposit scanner anytime day or night. With this safe, secure and easy to use service, you can improve your cash flow by faster clearing of check deposits. Call today to start the qualifying process.

Merchant Services

Elavon provides processing, settlement and support for both credit cards and checks. With a wide variety of user-friendly terminals, your merchants can accept credit cards Visa®, JCB®, MasterCard®, American Express®, Discover® Network, Diners Club® and UnionPay® as well as local debit brands and foreign cards.

In addition, Elavon offers revenue-producing programs, including gift and loyalty cards to attract new customers and increase sales.

Additional Products

Online Banking with Bill Pay

Free online banking with bill pay to individuals and business clients. The Bank of Commerce gives you secure access to your funds and information about your accounts from any computer, smart phone or tablet with an internet connection 24 hours a day, 7 days a week. Manage your accounts from anywhere with these easy to use features:

  • Pay bills to anyone in the U.S.
  • Initiate ACH (with approved credit)
  • Balance your accounts online.
  • Receive electronic statements (both loan and deposit accounts)
  • Transfer funds immediately or schedule future transfers
  • View your transaction history
  • View images of cleared checks (front and back)

Business Debit Cards

The Bank of Commerce Visa® debit card provides convenient access to your account.

Safe Deposit Boxes

Offers your business piece of mind in knowing your valuables are safe and secure.

Business Credit Cards

A Choice of Three Cards

There are three Platinum Credit Cards to meet individual priorities and lifestyles; Platinum Classic, Platinum Payback and Platinum Preferred. Earn Cash Back on your Platinum Payback Card or earn points on your Platinum Preferred Card. Your Rewards, Your Choice. You are automatically enrolled and begin earning cash or points with your first purchase. Apply today and begin realizing the benefits of a card that delivers true convenience, support and value.

Platinum Classic
Platinum Classic Card
  • Experience immediate savings thanks to no annual fees and competitive Annual Percentage Rates.
  • Get online access to all of your spending information for increased financial control.
  • Insure and protect your business travelers with extensive business and travel services.

 

Platinum Preferred
Platinum Preferred Card
  • Experience all of the benefits of the Business Platinum Card while putting your expenses to work for you with the Platinum Payback Card. Expenses are unavoidable. Cash Back is a bonus!
  • Earn 1% Cash Back on all your qualifying purchases.
  • Cash Back is redeemable at any time via the Payback Rewards website in $25 increments.

 

Platinum Payback
Platinum Payback Card
  • The Business Platinum Preferred Card is designed to make every dollar count. Earn points on everyday business expenses redeemable for airfare, merchandise and gift card rewards.
  • Opportunity to earn double and triple reward points on qualifying everyday purchases.*
  • Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage.

 

For more information on these products and services please contact a banker today at 941-373-0522. Let us show you how we make banking Simply Better!